Top 5 Most Affordable Online PhD/PsyD Programs in Clinical Psychology 2022

Clinical psychology is the area of psychology focused on the assessment and treatment of mental health issues. A PhD in clinical psychology can give practitioners the advanced knowledge and skills needed to work in research, clinical practice, or consulting. Clinical psychologists will go on to do amazing things, such as treat mental illness and serious psychological disorders, but the very first step is education. Choosing the right clinical psychology program for you can make all of the difference in the world.

Due to the nature of clinical psychology, most PhD programs do require some level of in-person participation, such as a clinical training. However, we have selected schools that offer most of their program in a flexible, online format. We ranked these programs by their average graduate tuition rates published by College Navigator. We recognize that your tuition rate may be different and encourage you to discussion your personal financial situation with an admissions team to determine what financial aid opportunities are available. Below, we highlight the top 5 most affordable online Phd/PsyD programs in clinical psychology. We hope you find this helpful during your journey of becoming a clinical psychologist.

Top Cheap Online PsyD Clinical Psychology Programs

RankProgramCost (USD)
#1Capella University$540 per credit
#2University of the Cumberlands$16,877
#3Walden University$27,851
#4California Southern University-Irvine$495 per credit
#5Saybrook University$ 1,170
#6Fielding Graduate University$16,280

5. Saybrook University – Oakland, California

Ph.D. in Clinical Psychology

Average Graduate Student Tuition: $20,856/year

The low-cost online PhD for aspiring clinical psychologists from Saybrook University gives students the practical skills needed to be successful in professional practice. Students are closely mentored by experienced faculty with years of industry experience. Course offerings include:

  • Cognitive Behavioral Therapy Applied with Humanistic and Integrative Approaches
  • Mindfulness and Spirituality in Clinical Practice
  • Meaning Centered Counseling and Therapy

The program combines online courses with periodic in-person residential conferences. Students also complete:

  • a clinical practicum
  • internship
  • a comprehensive exam to complete their degree.

4. Fielding Graduate University – Santa Barbara, California

PhD Clinical Psychology

Average Graduate Student Tuition: $17,296/year

The high-quality PhD in Psychology online from Fielding Graduate University is designed for the working professional. This three-year program uses a unique learning model that includes live video seminars to support students with career, family, and community responsibilities. Students and faculty meet annually at professional conferences to discuss and present research. The general focus of the program gives students the breadth of psychology knowledge while allowing them to specialize in an area of interest. Graduates have become successful:

  • university faculty
  • independent researchers
  • mental health professionals.

3. Regent University – Virginia Beach, Virginia

PhD in Counseling and Psychological Studies

Average Graduate Student Tuition: $15,552/year

Regent University offers an affordable PhD in psychology with 11 different areas of specialization. This allows students to pursue studies outside of strictly clinical knowledge. Many clinical psychologists have studied other topics that only promote their skill set. Students can focus their studies in areas like:

  • Addictions Counseling
  • Biblical Counseling
  • Grief Counseling
  • Human Services Counseling

Courses are taught from a Christian worldview by renowned faculty members. Students will develop a strong foundation in research methods while studying the scientific and theological elements of the field. Regent awards three full-tuition scholarships to new PhD students with a clear counseling ministries vision and implementation plan.

2. Capella University – Minneapolis, Minnesota

Doctor of Psychology (PsyD) in Clinical Psychology


Average Graduate Student Tuition: $14,767/year

Capella University features an affordable clinical psychology PsyD with a comprehensive curriculum. This allows aspiring clinical psychologists to achieve their goals without breaking the break. Students:

  • complete coursework
  • participate in face-to-face residencies
  • complete a clinical practicum and internships
  • conduct research that allows them to put theory into practice

Course offerings include:

  • Theories of Psychotherapy
  • Evidence-Based Practice in Psychology
  • Strategies of Clinical Supervision and Consultation

Courses are taught by distinguished faculty members with top credentials in their fields. Students can save money by transferring in eligible credits from an accredited university. Capella also offers a 10% military discount.

1. Liberty University – Lynchburg, Virginia

PhD in Psychology

Average Graduate Student Tuition: $7,935/year

The affordable PhD in Psychology at Liberty University is a 60-credit hour program that takes three years to complete. Courses are offered 100% online in eight-week sessions. Students will gain an understanding of the human experience from a biblical worldview while preparing for a career in academia and research. Featured courses include:

  • Research Methods and Statistics in Psychology
  • Psychological Research and Biblical Worldview
  • Theories and Research in I/O Psychology

Students can choose from five different specializations including:

  • General
  • Developmental Psychology
  • Industrial/Organizational Psychology
  • Social Psychology
  • Theology

Students looking to become a clinical psychologist who have prior graduate work can save money by transferring in up to 50% of the degree total.


While studying to earn a degree in professional psychology may not be the easiest task, it is an admirable one. Students genuinely interested in mental health are an extraordinary addition to the ever evolving clinical training that is taking place in online psychology degree programs all across the world. Clinical psychologists generally gain a great deal of clinical knowledge and confidence from their studies. We hope you found our list of the top 5 most affordable online PhD/PsyD programs in clinical psychology helpful. 


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